What is a bad credit mortgage?
Bad credit mortgages offer the same benefits as traditional mortgages, but they often come with higher interest rates and a potential cap on borrowing limits. But don't fret, because we are here to help you get the best offer on the market.
Can I get a mortgage if I have bad credit?
Yes, you absolutely can! (subject to status). When you apply for a mortgage, lenders evaluate your creditworthiness to gauge the level of risk. Their decisions hinge on risk assessment—the higher the risk, the less likely they are to approve your loan, assuming you may struggle with repayments.
At Shaw-Smyth, we specialise in non-traditional mortgages and have built strong relationships with specialised lenders, helping individuals secure mortgages even after facing rejection from mainstream banks. Talk to our friendly advisers to discover your options.
At Shaw-Smyth, we specialise in non-traditional mortgages and have built strong relationships with specialised lenders, helping individuals secure mortgages even after facing rejection from mainstream banks. Talk to our friendly advisers to discover your options.
- CCJs & Defaults
- Bankruptcy
- Debt Consolidation
- Poor Credit Score
- DMP and IVA Options
